Best high-risk payment gateway?

I’m currently using ClickFunnels for a “high-risk” service, I would assume. I’m using stripe at the moment and I have had 6 disputes and accepted them all even though it wasn’t entirely my fault as the merchant. I’m concerned stripe is gonna penalize me since I’ve only had 300 successful payments.

So I’m considering alternative payment gateway that will allow more disputes from customers because customers seem to throw disputes even when they made the mistakes.

Any recommendations?