If Social Security benefits are not keeping up with cost of living, then how do they expect us to pay our bills when we're older?

And I'm tired of hearing "you should never rely on social security benefits alone". Hundreds of millions of people do.

Edit: Just wanted to point out an observation of the comments showing half of you are privileged enough to have good jobs that have benefits like pensions and 401ks who say its my fault while the other half are struggling like me. Division as usual.