I wish I could edit the Title: It should be "I will work until 65 and make over $100K."

I took advice of many (thank you!) and went to Open Social Security and input my spouse's and I situation. The older spouse (64) will start collecting now before FRA at a reduced benefit. The optimized schedule for me (60) says I should begin at 62 and 7 months. I will still work until 65 or 66, with earnings of around $150K annually. I understand there is a reduction for making beyond the annual earnings limit before FRA, but that money is not permanently lost.

So is Open Social Security giving a valid strategy, even though it complicates things?

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Thanks to u/GeorgeRetire I found a full other set of input and I said I was still working. It now says to wait to 68 and 11 months. This a full swing of the pendulum, but I think I can trust that more.